Current account
An account with your name on it
A full account number you can be paid into — salary, remittances, refunds. Multi-currency from day one, statements you can hand to a landlord or an embassy.
A digital bank for Africa
Everything a bank
should be.
Current accounts, savings pots, cards and cross-border money — a full digital bank in your pocket, with deposits held by a licensed partner bank in your country.
Powered by regulated local banks · Uganda first
Personal
A whole bank,
not another wallet.
Savings pots
Money with a purpose
School fees, emergency, stock for the shop — ring-fenced pots with goals, locks and interest where regulation allows.
Cards
Virtual now, physical next
EMV cards that work online and at any terminal — frozen and reissued from the app in seconds.
Cross-border
Send across borders for cents
UGX to KES to TZS on modern settlement rails — not 8% remittance fees.
Works with AfriX Pay
One balance, two speeds
Your everyday spending lives in AfriX Pay — same ledger, same KYC. Move money between bank account and wallet instantly, free, forever.
Business · in build
Banking for the businesses
banks never called back.
African SMEs run on spreadsheets, mobile money and patience. AfriX gives a trading company in Kampala what a startup in London takes for granted — accounts that work like software.
- ACCOUNTSMulti-currency business accounts with real account numbers
- PAYOUTSBulk salaries and supplier payments — one file, hundreds of transfers
- TEAMRoles and approvals: the accountant prepares, the owner releases
- APIEvery account programmable — invoices, reconciliation, webhooks
How it's licensed
A digital bank,
powered by a licensed one.
AfriX is a financial technology company — we don't hold your deposits, and we won't pretend to. In every country we operate, your money sits at a regulated local bank. You get the experience a bank never built; the license, supervision and deposit protection stay where the law puts them.
§1 Your deposits, their vault
Customer funds sit in segregated accounts at the partner bank — never on AfriX's balance sheet. If AfriX disappeared tomorrow, your money wouldn't.
§2 An unbreakable ledger
Every movement is a double-entry record that can't be edited or deleted — by anyone, including us. Your balance is the sum of an auditable history.
§3 Regulated per country
Compliance isn't a retrofit. Each market launches under its own central-bank framework, with the partner institution named publicly before we take a shilling.